Funding and benchmarking platform accelerating the growth of the digital economy
No Equity. No Personal Guarantees. We focus on your funding, not a seat at your table
Multiple payment options tailored to your business needs, and guided by our experts
Request funding online, and get approved within 48 hours. 100% online funding application and processing
Watch your funding limit grow with your business, and tap into greater opportunities
$250mn of smart capital available for deployment to SaaS and digital startups. Spherr revolving facility lines are based on real-time data, and catered to the company’s actual need and growth strategies.
Powered by advanced analytics and machine learning. Spherr helps you identify where you outperform competitors, and the areas you need to improve to develop strategies that unlocks your growth potential.
Spherr is the only platform that benchmarks your performance against your global industry peers across key business metrics by revenue, funding stage and country.
Your business financials are forecasted daily, allowing you to back test different growth scenarios such as improved net retention, cash flow, and lower OPEX.
Dive deeper into your data by viewing the areas where you out perform, and what needs improvement. You will also view advanced groupings by chart, cohorts, maps, and much more.
Seamlessly integrate with your existing financial and business applications. We use bank level data encryption to ensure your data is safe.
100% digital onboarding, loan application, approval and disbursement.
Register online, and seamlessly integrate your business accounts in minutes and in few steps.
Its simple and free of cost !
Take a deep dive into your data by viewing the areas where you outperform your peers, and what needs improvement. You will also view advanced groupings by chart, cohorts, maps, and much more.
Our revolving facility lines are based on real-time data and catered to your company's actual need and repayment profile.
Spherr is an alternative funding and analytics platform that enables companies to transform future revenue into accessible facility line. Spherr is based in Abu Dhabi, and is a regulated fintech platform backed by leading institutional investors and lenders.
Spherr connects seamlessly with the platforms your business use to benchmark you against peers and give you a risk score. Based on your score and after approving the offer terms, you will be able to access a facility line to utilize to fund your growth needs.
Spherr scoring and machine learning algorithm assesses your risk level based on secure live data connections. More complete data connections typically mean better ratings and more capital available for you.
In order to get the best score possible, you need to sync your: Accounting Software, Billing Subscription or Invoice Manager (if applicable), and view-only business bank feed.
Using a tool that won’t sync with Spherr ? Don’t Frett ! We work with a wide range of software, but our team can also help you upload data by CSV if needed.
Your cost of funding depends on your customers industry, revenue, and the health of your business. Over time, as your company's health improve, we can offer you even lower costs.
In general, there are two funding fees involved:
1- Facility Commitment Fee: An annual fixed fee as a percentage of total approved facility limit. This fee compensates us for the opportunity cost resulting from not utilizing the approved limit.
2- Financing Fee: A fixed fee which is applied on the utilized loan amount, and typically cover opportunity cost + risk premium.
The easiest way to get your exact cost of capital is to go through our seamless, commitment-free sign-up process - it takes just a few minutes.
In addition to funding fees, there is platform subscription fees for advanced analytics and custom integrations - if any. However, our starter subscription is free of cost, and cover your main needs to get you funded.